Health care is like a girlfriend, and it needs to be more like a prostitute. With Health care Prostitute you negotiate upfront and know exactly what to expect, it’s simple. Health care Girlfriend costs you boatloads of cash over time for service that can be canceled or denied.
Starting today I have health coverage, and I’m not sure if it’s a blessing or a mistake. Individual plans are not cheap, mine is $130 monthly with a $3000 deductible. So baby, even though you’ve eaten surf and turf all year, you want 3 large at the point of entry? And before I reach $3000 I’m doing a solo act? …. Fine.
Mine is a PPO plan through Anthem Blue Cross Blue Shield. All in all it isn’t terrible, it does come with a smidgen of dental, and vision. $40 dollar co-pay doctor visits, and generic drug coverage. Outpatient is basically nonexistent, as is all sorts of other crap I don’t understand. What I did try to focus on was hospitalization, ER visits, and drug coverage, all of which are covered in full after the deductible.
I’m finding it hard to get excited about having health insurance when now I’m paying money for a service I hopefully don’t use, and didn’t have to pay for before. However, at this rate I am sure to have massive kidney/liver failure and will undoubtedly get my monies worth. A boy can dream, can’t he?
